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UBS SmartWealth

How it works

Investing made clear and simple

  1. Understanding your needs

    We'll ask you how much you'd like to invest, for how long, measure your risk profile and what would you like to achieve.

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  2. Enjoying the right advice

    We'll propose an investment strategy that suits your needs. We'll regularly check-in to reflect any changes that you share with us.

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  3. Keeping your future in focus

    Invest for you, your family and your ambitions. You can plan, map and track your goals.

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  4. Getting the full picture

    UBS SmartWealth helps put you in control of your financial journey. Add your investments and savings from elsewhere to get a complete picture.

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  5. Staying on track

    Get a transparent overview of your investments at any time. Check the value, exposure, and placement of the investments in your fund.

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How UBS SmartWealth could work for you
Jack
Sarah
Peter
“I’m frustrated by low interest savings accounts”
“I'm conscious that I need to invest to secure my future”
“I’ve got lots of ISAs with different providers”
Jack suspects he may be missing opportunities by having most of his savings in cash.
Sarah wants to put enough aside to ensure her family is financially secure in the future. She wants to explore investment options.
Peter is concerned that his investments are not set up to achieve his goals and doesn't have a consolidated overview.
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    I’m new to investing.
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    I don’t have time and I don’t know how to research and monitor the financial markets.
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    I have some Cash ISAs with a low interest rate, and am exposed to inflation.
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    I have investments in property and cash ISAs.
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    I want more than just robo guidance, but don’t have time for face-to-face advice.
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    I want to reduce the impact of inflation on my savings.
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    I’ve got multiple cash and stocks and shares ISAs.
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    Currently, they are spread out with various different providers.
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    I want my investments to align with my life goals.
  1. Jack wants to secure his kids’ education. He plans to invest long-term (10+ years).
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  2. His risk assessment shows that he has a moderate risk profile.
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  3. We recommended a Yield strategy for Jack.
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  1. Sarah wants to ensure her investments are well diversified and wants to invest over more than 10 years.
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  2. Her profile shows she’s happy to take on more risk than holding cash.
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  3. We recommended a Balanced strategy for Sarah.
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  1. Peter wants all of his savings to align with his risk appetite and ambitions.
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  2. His risk assessment shows he has an above average risk profile.
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  3. We recommended a growth strategy for Peter.
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Recommended strategy

Yield

The goal is to generate moderate capital appreciation without exposing your investments to too much volatility.
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Recommended strategy

Balanced

The goal is to achieve long term capital appreciation from equities whilst also offsetting some market volatility through fixed income investments.
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Recommended strategy

Growth

The goal is to provide capital growth whilst maintaining diversification across asset classes.
The product, service, information and/or materials contained within these pages may not be available for residents of certain jurisdictions. Please consult the same restrictions to the products or services in question for further information. The price and value of investments and income derived from them can go down as well as up. You may not get back the amount you originally invested. In the UK, UBS AG is authorized by the Prudential Regulation Authority and subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. © UBS 1998 - 2017. All rights reserved.